Security Identity thieves are after children’s Social Security numbers. With this number, a thief can do so many things like open a credit card account and rent an apartment. Kids’ SSNs have great appeal to crooks because: A child’s record is usually very clean. Kids usually don’t check their credit reports and thus the fraud can go undetected for years. Parents should consider putting a freeze on their kids’ credit. Simply getting the credit monitored will not prevent thieves from opening accounts using the child’s SSN. A freeze does literally that: blocks a fraudster from doing anything. Experian Innovis  (another credit reporting agency) Parents can place a freeze no matter what their state says. Not all the states provide protection for minors’ credit. Find out what your state’s requirements are, as some, for instance, provide only a flag on the Social Security number. Other states have protection going up only to age 16. Signs that someone is using your child’s SSN: You receive an IRS notice claiming your child didn’t pay in.e taxes. You receive collection notices for things you didn’t purchase. Rejection of government benefits because the benefits are going to another account with your child’s SSN. About the Author: 相关的主题文章: